U.S. News & World Report has released its 2026 Best Travel Insurance Companies ratings, identifying the top providers for financial protection in an era of heightened traveler risk awareness — and at a time when more Americans view travel insurance as a smart investment.
As travel demand remains robust, the need for comprehensive coverage has shifted from a nice-to-have peace of mind to a necessity for many Americans. The 2026 rankings evaluated 45 providers to help travelers and the advisors who support them navigate a crowded marketplace.
Why it matters: For travel advisors, these independent ratings serve as a crucial validation tool when recommending policies.
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With the insurance landscape becoming increasingly complex, having a third-party benchmark helps justify coverage choices to clients, particularly for international trips or high-value vacations.
By the Numbers
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65% of consumers now feel travel insurance is important, according to a 2025 U.S. News survey.
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50% of Americans are actively investing in travel insurance, with search interest rising steadily since the pandemic.
The Best Travel Insurance Providers of 2026 Winners
U.S. News assessed providers based on professional ratings, consumer reviews, and credit scores. Here are the top performers by category:
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Best Overall: Travelex Insurance Services (which also won Virtuoso’s top honors for insurance partners last year), Seven Corners, and World Nomads Travel Insurance led the pack. Other top contenders included Allianz Travel Insurance, Berkshire Hathaway Travel Protection, IMG, and Faye.
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Best for International Travel: Travelex, Seven Corners, Allianz, and Berkshire Hathaway took top honors for overseas coverage.
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Most Affordable: For budget-conscious clients, Trawick International and Tin Leg were highlighted alongside Berkshire Hathaway and IMG.
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Best “Cancel for Any Reason” Insurance: Allianz, Travelex, and Seven Corners were recognized for superior flexibility.
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Best for Medical Coverage: Travelex, Seven Corners, and IMG stood out for their medical protection plans.
What they’re saying: “Travelers are more risk-aware than ever and U.S. News’ comprehensive evaluation helps them cut through the noise to find the most reliable and highly rated providers offering the right balance of coverage, value and customer service,” said Erin Evans, managing editor of Travel at U.S. News, in a statement.
The report also ranked providers in niche categories including Cruise, Family, Pet Owners, Seniors, and Vacation Rentals, ensuring advisors can match specific client demographics with the right policy.
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